Business insurance is vital to the long term success of any business. If a loss occurs, will your business may not be able to survive if you do not have the right protection. Coverage is available for all types of businesses, from contractors, small retail shops, restaurants or coffee shops, to photographers and business services. Let us help you find the solution that is right for your business needs.
General Liability coverage mainly provides protection in case your business causes injury to someone outside of your business or causes damage to someone's property. Without this coverage you could face large suits that could have you paying out a large sum of money if you are found liable.
A Business Owners Package policy combines both business property and general liability. The first part is property insurance and that includes risks associated with the business premises, property, equipment and sometimes vehicles.
A commercial auto policy provides protection for the automobiles that you use in the course of your business. If your auto is titled in a business name, it is wise to have it on a commercial auto policy to protect your business against any possible suits.
A commercial umbrella policy provides protection against any losses that might exceed your policy limits. This policy offers an additional layer of protection for you and your business.
Professional liability coverage is a type of liability insurance that helps protect professional advice and service-providing companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. This type of coverage is also commonly known as Errors & Omissions Insurance (E&O)