Business Insurance in Columbus, Ohio

Protect What You’ve Built.

Running a business in Central Ohio means wearing a lot of hats. Insurance shouldn’t be one of them. Whether you own a retail shop in Westerville or manage a growing service company in Reynoldsburg, we’re here to protect your work—and your future. For local businesses of all sizes—from solo entrepreneurs to family-run teams—who want coverage that evolves with them.

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What's Covered

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General Liability

Protects your business from everyday risks.

Covers third-party injuries, property damage, and legal fees that could arise during your daily operations.

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Commercial Property

Your tools, office, and everything in between.

Insures buildings, equipment, and inventory from events like fire, storms, or vandalism.

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Business Interruption

Coverage when you can’t open your doors.

Helps replace lost income and operating costs if your business is forced to close temporarily due to a covered loss.

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Workers’ Compensation

Supporting your team when accidents happen.

Covers employee medical bills and lost wages if they’re injured on the job.

THE FERGUSON DIFFERENCE

Why Work with Ferguson Insurance Advisors?

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Locally Rooted

Based in Central Ohio, just like you.

We live and work here—our team understands the unique risks and needs of homeowners in your area.

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Clear, Honest Guidance

We make insurance easy to understand.

You’ll always know what you’re buying and why it matters—with no fine-print confusion.

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Responsive, Real Support

Questions answered fast. Claims handled right.

Whether you’re comparing quotes or filing a claim, we’re here every step of the way.

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Your business insurance questions, answered.

We’re here to help you navigate coverage options. Below are answers to common questions about life insurance policies and how they work.

  • What types of businesses need insurance?

    Nearly all—from solo entrepreneurs to established teams. If you serve customers, lease space, or handle inventory, you need protection.

  • What’s general liability insurance?

    It covers injuries or property damage that could happen as part of your business operations.

  • Is my equipment covered?

    With the right policy, yes. We’ll help you choose coverage that protects tools, gear, and property.

  • Can I change my policy as my business grows?

    Absolutely. We’ll review it regularly to make sure it evolves with your business.

  • Do I need workers’ compensation?

    If you have employees in Ohio, yes—it’s legally required and protects both you and your team.