Business Auto Insurance in Columbus, Ohio

Keep Your Business On The Move.

If your business depends on vehicles, make sure they’re covered with the right insurance. From contractors to couriers, we help protect the cars, vans, and trucks that keep your company running across Columbus and beyond. Ideal for Service-based businesses, delivery teams, real estate agents, and more across Pataskala, Reynoldsburg, and neighboring communities.

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What's Covered

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Vehicle Damage

Collisions, weather, and more.

Keeps your business vehicles protected from accidents, vandalism, and natural disasters.

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Liability Coverage

If your vehicle causes an accident.

Covers injury or property damage your vehicle may cause to others during business use.

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Hired & Non-Owned Auto

Coverage for borrowed or employee-owned vehicles.

Protects your business when employees use personal cars or rentals for work.

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Cargo & Equipment

The tools of your trade, protected in transit.

Optional coverage for gear or materials transported in your business vehicle.

THE FERGUSON DIFFERENCE

Why Work with Ferguson Insurance Advisors?

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Locally Rooted

Based in Central Ohio, just like you.

We live and work here—our team understands the unique risks and needs of homeowners in your area.

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Clear, Honest Guidance

We make insurance easy to understand.

You’ll always know what you’re buying and why it matters—with no fine-print confusion.

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Responsive, Real Support

Questions answered fast. Claims handled right.

Whether you’re comparing quotes or filing a claim, we’re here every step of the way.

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Your business auto insurance questions, answered.

We’re here to help you navigate coverage options. Below are answers to common questions about life insurance policies and how they work.

  • What’s the difference between personal and business auto insurance?

    Business auto covers vehicles used for work—personal policies often exclude that use.

  • Does this cover my employees driving their own cars?

    We can add hired and non-owned auto coverage to help protect your business in those situations.

  • What if I lease or finance my work vehicles?

    We’ll help ensure you meet any insurance requirements from your lender or lease agreement.

  • Is my equipment in the vehicle covered?

    You can add coverage for tools or materials stored in your vehicle—we’ll walk you through it.

  • Can I insure a fleet?

    Yes, we offer flexible options whether you’ve got one work truck or a whole fleet.