Auto Insurance in Columbus, Ohio
Auto Insurance That Goes the Distance.
Whether you’re commuting to Columbus or running errands around Reynoldsburg, your car deserves solid protection. We make auto insurance straightforward and tailored to how you drive—and who you drive with. Ideal for families, commuters, and new drivers in Pickerington, Westerville, and all across Central Ohio who want dependable coverage and real peace of mind.
What's Covered
Comprehensive Coverage
More than just accidents.
From hail damage to theft or a falling tree, this covers a range of non-collision-related losses.
Liability Protection
Coverage for others if you’re at fault.
Pays for damage or injuries you cause to others in an accident, helping protect your finances and peace of mind.
Uninsured Motorist
Protection from others’ mistakes.
Covers your expenses if you’re hit by a driver without insurance—or not enough of it.
Collision Coverage
Your car, covered after a crash.
Helps pay for repairs or replacement if your vehicle is damaged in an accident—no matter who’s at fault.
THE FERGUSON DIFFERENCE
Why Work with Ferguson Insurance Advisors?
Locally Rooted
Based in Central Ohio, just like you.
We live and work here—our team understands the unique risks and needs of homeowners in your area.
Clear, Honest Guidance
We make insurance easy to understand.
You’ll always know what you’re buying and why it matters—with no fine-print confusion.
Responsive, Real Support
Questions answered fast. Claims handled right.
Whether you’re comparing quotes or filing a claim, we’re here every step of the way.
Your auto insurance questions, answered.
We’re here to help you navigate coverage options, discounts, and claims. Below are answers to common questions about auto insurance policies and how they work.
What type of auto insurance do I need?
Every driver’s needs are different. Most policies include liability, collision, and comprehensive coverage. We’ll help you determine what’s essential based on your vehicle and lifestyle.
Can I bundle my auto insurance with home or renters?
Yes! Bundling auto insurance with another policy has the potential to save you money and simplify your coverage. We’ll work to find the best multi-policy discounts for you.
Does my policy cover rental cars?
Many policies provide rental car coverage, but it depends on your specific plan. We’ll review your policy details to ensure you’re covered wherever you go.
What happens if I’m in an accident?
First, make sure everyone is safe and call the authorities. Then, contact us—we’ll guide you through the claims process and work with your insurance provider.
How can I lower my auto insurance premiums?
There are many ways to save, including safe driving discounts, bundling policies, and choosing a higher deductible. We’ll help you explore all available discounts.